Why NEXA
Retail vs. Wholesale: Know the Business Model
Before changing companies, understand where loan revenue comes from, how much is retained by the organization, what support you receive and what flexibility you gain.
Traditional Retail
Common Characteristics
- Company controls product menu and pricing structure
- Compensation may be fixed at a lower BPS level
- Corporate overhead can be embedded in pricing and compensation
- Branding and business systems are usually centralized
Wholesale Brokerage
NEXA Model
- Access to a broad network of wholesale lenders
- Ability to select compensation within allowed program limits
- Greater visibility into the economics of each transaction
- Opportunities to build a personal referral and recruiting organization
Important: Product access, pricing, compensation and licensing vary by state, lender, loan type and current company policy.
What to Compare Before You Move
1. Net Compensation
Do not compare headline basis points alone. Compare what reaches you after applicable fees and deductions.
2. Product Access
Consider whether broader lender access helps you serve more borrowers and retain more referral relationships.
3. Support
Evaluate processing, training, compliance, technology, coaching and the day-to-day help available to you.
Bring Your Current Pay Plan to the Conversation
We can compare your current compensation structure with an illustrative NEXA scenario so you can evaluate the economics for yourself.
Request a Comparison